Understanding the Power of Benchmarking in Investment Committees for Nonprofits, Endowments, and Foundations

When managing investments for endowments, foundations, and nonprofits, transparency, accountability, and strategic decision-making are essential. One powerful tool that helps investment committees achieve these goals is benchmarking—the process of comparing a portfolio’s performance to a relevant standard. But not all benchmarks are created equal.… Read More

3 Steps to Your Dream Exit WITHOUT Compromising Your Life’s Work

Would you like help creating your dream exit? You’ve poured your heart and soul into building your business. Every ounce of effort, every tough decision, and every sleepless night has helped shape it into something truly remarkable. It’s been like raising a child—watching it grow, thrive, and become something you’re incredibly proud of.… Read More

Navigating the 2025 Market Outlook: A Guide for Investors

As we move through 2025, investors are facing a range of economic factors that could significantly impact their portfolios. From taxes and tariffs to reduced regulations, the economic environment is shifting, and understanding these changes is essential for making informed investment decisions.… Read More

Asset Protection Strategies: Safeguarding Your Wealth from Risks and Liabilities

In today’s world, protecting your wealth is essential. With so many potential risks out there—whether they come from legal troubles, business challenges, or economic downturns—it’s important to have a solid plan to keep your financial resources safe.  This guide will walk you through various strategies to protect your assets and ensure your financial future remains secure.… Read More

Navigating Tax Changes in 2025: What High-Net-Worth Individuals Need to Know

As 2025 approaches, it’s important for high-net-worth individuals to prepare for significant tax changes. The expiration of key provisions from the 2017 Tax Cuts and Jobs Act (TCJA) could lead to higher income taxes, reduced estate tax exemptions, and adjustments to deductions.… Read More

Comparing Charitable Giving Options: CRTs, DAFs, and Private Foundations

When it comes to charitable giving, there are various ways to make a difference while also achieving financial and estate planning goals. Three popular options are Charitable Remainder Trusts (CRTs), Donor-Advised Funds (DAFs), and Private Foundations.  But which one is right for you?… Read More

Investment Goals: What High-Net-Worth Individuals Need to Know

As high-net-worth individuals (HNWIs), the journey toward financial success involves unique challenges and opportunities. From intricate tax implications to navigating inheritance laws, HNWIs must craft investment strategies that not only foster growth but also safeguard their wealth.  In this comprehensive guide, we’ll provide insights into establishing clear investment objectives, tackling challenges specific to HNWIs, and offer valuable tips for monitoring and preserving your wealth.… Read More

Unlock the Power of Your Company Stock with a Net Unrealized Appreciation Strategy

If you’re an investor with company stock in your 401k that’s gained significant value over time, you might think withdrawing that stock in retirement could lead to a hefty tax bill. However, there’s a lesser-known strategy called Net Unrealized Appreciation (NUA) that could help you save a considerable amount in taxes. … Read More

Holiday Traditions at Archipelago Wealth Management

At Archipelago Wealth Management, the holiday season is more than just a time for celebration—it’s a time for reflecting on what truly matters. This time of year reminds us of the importance of family, connection, and gratitude. While every company has its own way of marking the season, we believe that traditions create a shared sense of joy and help bring people closer together, strengthening our bond as a team.… Read More

Navigating Wealth Transfer: The Strategic Use of Life Insurance

Archipelago of islands in clear waters - LIfe iNsurance options for peace of mind.
When it comes to wealth management and estate planning, life insurance remains an underappreciated tool. Beyond its primary function of providing financial security after the loss of a breadwinner, life insurance can be a versatile vehicle for tax-advantaged wealth transfer. In this post, we’ll explore the roles of various life insurance policies, including Term Life, Leveraged Life Insurance, and Private Placement Life Insurance (PPLI), in wealth management.… Read More